Earlier this year, we covered grindset bros who claimed to have discovered a new way to earn free money: taking out loans from the bank. Except they didn't seem to understand that you have to pay those back. 

Now, the TikToker greenthumbgotbands has come up with a very similar way to access unlimited funds. Except like with bank loans, credit card debt is something to be avoided at all costs. 

"Any business owner knows how this works," he says before describing textbook credit card fraud, involving filing for bankruptcy on a business card. Of course, he does this from a pool.

"Why are they always in/around a pool tho," @CTunhinged commented. After the video, green thumb posted a follow-up, where he claimed the entire video was a joke. 

"I was trolling another TikTok video, and y'all blew it up like I knew would happen," he said. But a few comments on the original would suggest otherwise, and his TikTok page no longer exists. 

Looks like the grindset community will need to figure out another way to get their hands on some cash. May I recommend insurance fraud next?